Money Insurance Travel Motoring Utilities Mobile Phones Shopping Broadband 21 September 2008 view the online version recommend a friend Was last week the week that changed British banking forever? The collapse of US bank Lehman Brothers had a seismic effect across the globe and resulted in the UK's first super bank following the merger of Lloyds-TSB and Halifax Bank of Scotland. The giant now controls around one third of all current accounts and mortgages - but what will this all mean for British consumers? Clare Francis, Site Editor, ask Clare a question  articles  money - credit cards I loans I current accounts  community - forums I provider review I video HIGH STREET MELTDOWN Sponsored product Debt getting you down? Why not consolidate with a loan? The following sponsored loans can be applied for through moneysupermarket.com Provider APR Typical APR Proceed Platinum Loans 7.5% 11.4% Proceed Moneyback Bank 7.8% 7.8% Proceed Barclays 7.9% 7.9% Proceed Halifax - (semi-exclusive) 8.6% 8.6% Proceed Bank of Scotland - (semi exclusive) 8.6% 8.6% Proceed Alliance & Leicester 8.7% 8.7% Proceed  Alternatively follow this link to view   all loans products Catch up on the week's events and read what our experts had to say... Monday UK lenders hit by bank's collapse Tuesday Big banks go bust, market crashes - what do I do? What happens if my insurance firm goes bust? Wednesday Lloyds and Halifax to merge? Thursday HBOS becomes part of Lloyds Friday British banking changes forever Social Media watch us on          follow us on Nationwide on the crisis "Global financial markets went into meltdown overdrive this week as investment firm Lehman Brothers collapsed, insurer AIG had to be rescued by the US Federal Reserve and HBOS was swallowed by Lloyds TSB, creating the UK's largest financial institution. But what does it all mean for customers..." read more ICICI Hisave Fixed Rate Account - 7.20% Compare more than 4,000 UK savings accounts CLICK HERE to read Claire Francis' article on the changing face of UK banking LESSONS TO LEARN FROM XL "XL Leisure Group sank into administration leaving around 67,000 customers stranded around the world after flights were cancelled, and around 200,000 customers with paid holidays that no longer exist. With further financial turmoil threatening more companies how can holidaymakers prepare for the worst?" read more Capital One Balance Transfer Exclusive - 0% until October 1, 2009 Compare more than 300 UK credit cards Is cancellation cover any use if an airline goes bust? BEAT THE ENERGY PRICE RISES Cut energy costs "Inflation is now at its highest level for 16 years thanks in large to gas and electricity companies hiking their bills over the last month. The Government has now announced new measures to help us be more efficient at home - but will these steps really make a difference?"read more Compare tariffs from UK gas and electricity suppliers How can you cut your electricity bill? TWENTY-SOMETHINGS RELY ON THE BANK OF MUM AND DAD "Research shows that an increasing number of 20- to 29-year-olds are relying on their parents to act as guarantors for a loan. 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Take a look at our easy access savings accounts Provider Account AER Details ING Direct Savings Account Savings Account 6.50% Proceed Citibank Flexible Saver Issue 4 Flexible Saver 6.43% Proceed Egg Savings Account (internet) Savings Account 6.30% Proceed  Compare over 4000 savings accounts Looking to switch current account? Its easier than you think, below are a selection on the market right now Provider In credit interest rate O/D Rate Apply/ Details Alliance & Leicester Premier Direct Current Account 8.50% 0% Proceed Think Banking Managed Account 2% N/A Proceed  Compare over 300 current accounts    including basic bank account Rates valid on 19/09/08. Terms and conditions apply. Please see moneysupermarket.com for further information. community Have your say in our poll, get involved in a forum discussion or watch our expert videos. Forums Expert Video Weekly Poll Take a look at the latest hot topics on our forums, follow the link and join in the discussion. "Lehman Brothers and SPML mortgage" Should I continue bothering with an Isa? "Woolworth's is rubbish!" "First time buyer - help!" Take a few minutes to view our experts discussing some of the hot topics at the moment. Nationwide on the crisis - 19/09/08 Clare Francis, Site Editor   Cut enery costs - 18/09/2008 Savers beat the credit crunch - 11/09/2008 MPC Decision Sept 2008 - 04/09/2008 Are you worried by the merger of Lloyds-TSB and HBOS? Vote now ... Yes - Less competition means less choice No - It was good to avoid another Northern Rock fiasco Rates valid on 19/09/08. Terms and conditions apply. Please see moneysupermarket.com for further information. Add us to your address book  To ensure you continue to receive these emails and they appear as intended, please add our sender address to your address book. Unsubscribe You have received this email because your address has been registered on Moneysupermarket.com. 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